Highland Balaton Financial
A depth of financial
knowledge
Leading solutions from a trusted brokerage and advisory team, delivering tailored outcomes across residential, commercial and business finance.
- Residential Mortgages
- Commercial Loans
- Business Loans
- Debt Recycling & Advisory
- SMSF Loans
- Asset Finance
Delivering optimal lending solutions for every client, every time
No two financial situations are the same. We take a tailored, strategic approach to every client, built on efficiency, precision and discretion. Our team delivers lending solutions aligned to your goals, not just the market. Whether your requirements are simple or complex, we make the process clear, structured and seamless.
Services
Six lending disciplines. One team.
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1 - Residential Mortgages
Strategic solutions for purchasing or refinancing, tailored to your borrowing capacity and long-term goals.
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2 - Commercial Property Loans
Specialised lending across office, industrial and development assets, backed by strong lender relationships.
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3 - Business Loans
Funding solutions designed to support business growth, from new ventures to established operations.
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4 - Asset Finance
Flexible lending solutions for personal and business assets, from vehicles to equipment.
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5 - SMSF Loans
Expert guidance through complex SMSF lending structures and compliance requirements.
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6 - Debt Recycling & Advisory
Strategic advice to optimise your financial position and build long-term wealth.
How we work
We build lending solutions tailored to your needs
- 1
We talk to you
- 2
We build a strategic proposal
- 3
We deliver options
- 4
We help you get approved
- 5
We provide ongoing support
Network
Access to Australia's leading lenders
Our network across major banks and specialist lenders allows us to secure competitive rates, flexible terms, and tailored solutions for every client.
The team
The team behind your strategy
Led by Managing Director Matt Pongrass, our team brings deep experience across residential, commercial, and complex lending. We work closely with you to understand your goals, then structure solutions that deliver.
15 years of integrity
Balaton Financial was built on the values of efficiency, precision, innovation, reliability and discretion. Fifteen years on, these values remain at the core of everything we do.
- Efficiency
- Innovation
- Discretion
- Precision
- Reliability
Approach
We don't just secure finance
We guide you through every stage of the process and continue to support you long after settlement.
Tools & calculators
Run the numbers in 90 seconds
Get an immediate read on your current loan, or estimate what you could borrow next.
Get in touch
Built on value driven by results
Start your lending journey with confidence.
Speak to our team today and discover a more strategic approach to finance.